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Martin Federal Credit UnionPrivacy DisclosureLocationsContact UsCareersAbout MFCU




Martin Federal Credit Union
1727 Orlando Central Parkway
Orlando, FL 32809-5732
(407) 857-6328
Toll-free: 866-294-6700
Locations | Contact Us

Fee Schedule
Service Fees
  Youth Classic Enhanced Preferred Premium
Membership $5.00 $5.00 $5.00 $5.00 $5.00
Phone transfers between related accts $1.00 $1.00 $1.00 $1.00  
Art 24 transfers Free Free Free Free Free
Monthly Share Balance below $50   $5.00 $5.00    
Money Order $2.00 $2.00 $2.00 $2.00 (3 free/month) $2.00 (3 free/month)
Travelers Checks (per $100) $1.00 $1.00 $1.00    
Incoming Wire Transfer $10.00 $10.00 $10.00 $10.00 $10.00
Wire Transfer (Domestic) $20.00 $20.00 $20.00 $20.00 $20.00 (1 free/ month)
Wire Transfer (International) $30.00 $30.00 $30.00 $30.00 $30.00
NSF Item $32.00 $32.00 $32.00 $32.00 $32.00
Deposited Item Return $15.00    $15.00 $15.00 $15.00 $15.00
Statement Copy $5.00 $5.00 $5.00 $5.00 $5.00 (1free/month)
History (per base acct) $1.00 $1.00 $1.00 $1.00  
Voucher Copy $7.50 $7.50 $7.50 $7.50 $7.50
Teller Check $2.00 $2.00 $2.00 $2.00 (5 free/month) $2.00 (5 free/month)
Research (per hour) $20.00 $20.00 $20.00 $20.00 $20.00
DBA Account $10.00 $10.00 $10.00 $10.00 $10.00
Dormant $5.00 $5.00 $5.00 $5.00 $5.00
Bad Address $5.00 $5.00 $5.00 $5.00 $5.00
Reject Check Clearing per item $2.00 $2.00 $2.00 $2.00 $2.00
Bill Payer   Must Have Checking      
Inactive Bill Payer
(beyond 60 days)
$5.00 Must Have Checking $5.00 $5.00 $5.00
Shared Services Withdrawal Fee   $2.00      
Excessive Withdrawal Fee*   $2.00      
*(After 4; includes mail and night drop requests. Art 24 and CUE check withdrawals are free.)        

 

 



Checking Fees
  Youth Classic* Enhanced Preferred Premium
Setup $5.00   $5.00 $5.00 $5.00
Service Fee     $5.00    
Courtesy Pay (per occurrence) $32.00 (up to $500 neg balance allowed)   $32.00 (up to $500 neg balance allowed) $32.00 (up to $500 neg balance allowed) $32.00 (up to $1000 neg balance allowed)
Stop Payment (funds available) $15.00   $15.00 $15.00 $15.00 (1 free/month)
Stop Payment (funds unavailable) $30.00   $30.00 $30.00 $30.00
Reconciling Statement $20.00   $20.00 $20.00 $20.00
Check Copy $3.50   $3.50 $3.50 $3.50 ( 1 occurrence of up to 5 checks free/month)
Uncollected Check $20.00   $20.00 $20.00 $20.00
Overdraft Transfer Fee (2 free/month) $2.00   $2.00 $2.00 $2.00
Counter Checks - per 5 issued $2.00   $2.00 $2.00 $2.00 (1 issue free/year)
Deluxe Checks Market Price   Market Price Market Price Market Price (1 std box free/year or $12 credit on premium checks)
*Classic Members do not have checking accounts.          


ATM / VISA Debit Fees
  Youth Classic Enhanced Preferred Premium
ATM          
New ATM Card $5.00 $5.00 $5.00 $5.00  
Replacement Card $5.00 $5.00 $5.00 $5.00 $5.00 (1 free/year)
ATM Reinstatement $5.00 $5.00 $5.00 $5.00 $5.00
ATM Transaction Fees          
MFCU Proprietary Free Free Free Free Free
PRESTO Withdrawals $1.00 $1.00 $1.00    
CU24 Deposits Free Free Free Free Free
CU24 Withdrawal, Transfer, Inquiry $1.00 $1.00 $1.00 $1.00 $1.00
Star, Cirrus, Exchange $1.00 $1.00 $1.00 $1.00 $1.00
ATM Overdraft $32.00 $32.00 $32.00 $32.00 $32.00
ATM Photo/Tape Market Price Market Price Market Price Market Price Market Price
VISA Debit Card*          
New Card Free   Free Free Free
New Card/Replacement Card $5.00   $5.00 $5.00 (1 free/year) $5.00 (1 free/year)
Sales Receipt $5.00   $5.00 $5.00 $5.00
* You must have a checking account to have a VISA Debit Card.          


Loan Fees
  Youth Classic Enhanced Preferred Premium
Application $5.00 $5.00 $5.00 $5.00 $5.00
Lien Recording Fee $28.75 $28.75 $28.75 $28.75 $28.75
Late Charges - 20% interest or min $5.00   $5.00 $5.00 $5.00


VISA / MasterCard Fees
  Youth Classic Enhanced Preferred Premium
Returned Payment $30.00   $30.00 $30.00 $30.00
Sales Receipt Copies $5.00   $5.00 $5.00 $5.00
Statement Copies $5.00   $5.00 $5.00 $5.00
Each Card Issued (over 2) $5.00   $5.00 $5.00 $5.00
Late Charge $15.00   $15.00 $15.00 $15.00
Over Limit $15.00   $15.00 $15.00 $15.00


Safe Deposit Boxes Rental Rates and Fees
  Youth Classic Enhanced Preferred Premium
3" x 5" x 21" $22.00 $22.00 $22.00 $22.00 $22.00
3" x 10" x 21" $40.00 $40.00 $40.00 $40.00 $40.00
5" x 10" x 21" $50.00 $50.00 $50.00 $50.00 $50.00
10" x 10" x 21" $80.00 $80.00 $80.00 $80.00 $80.00
Key Deposit $5.00 $5.00 $5.00 $5.00 $5.00
Re-drill Fee Market Price Market Price Market Price Market Price Market Price





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