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Investments & Retirement

Individual Retirement Accounts (IRA)

An Individual Retirement Account (IRA) may allow you to invest in your future now, without paying taxes on the money you contribute, or the earnings, until you begin making withdrawals. Consult a tax expert concerning your status. Martin Federal offers the Traditional, Education and Roth IRAs. Choose from either IRA savings accounts or IRA term share certificates.

Here's the latest, and quite possibly the easiest, way to connect with a full network of IRA and retirement planning solutions. You gain 24/7 access to easy to understand educational articles, online planning tools and calculators, investment options and forms you can easily and accurately complete right from the safety and privacy of your home. You'll find it all right here:

Retirement Center

Term Share Certificates

Term share certificates are short-term savings instruments that typically earn higher dividends yields than savings or money market accounts. Higher dividend yields are earned because funds are expected to be maintained until the maturity date to avoid early withdrawal penalties. Dividend rates vary according to the maturity of the term share certificate, with longer maturities earning higher dividend yields. You can invest your deposits for a term of 3 to 60 months, while earning a daily compounded, fixed dividend rate.

You can open a term share certificate with as little as $500. Jumbo term share certificates are available for deposits greater than $100,000. Jumbo term share certificates earn higher dividend yields and are available with the same maturities as regular term share certificates.

Rates for new term share certificates may change weekly, so check display boards in our branches or call ART 24 for the latest rates available.

Freedom Financial Group

Introducing Retirement and Investments

We at Martin Federal Credit Union are committed to the financial well-being of you and your loved ones.  Because of this commitment, we want to make sure you are aware of our partnership with Freedom Financial Group, LLC (backed by John Hancock Financial Network).

The Freedom Financial Group, LLC Program works in cooperation with your credit union and complements the traditional products and services the credit union makes available to you.  Together we can provide a total package to help reach your full financial potential.

Some of the products and services available:

  • Retirement and Income Planning
  • 401(k) and Pension Rollovers                                                     
  • Education Funding
  • Mutual funds
  • Wealth Management
  • Investment Planning
  • Life Insurance

To set up an appointment with Dr. Allen Rumble or Brandon Singer, CFP®, please call 844-487-2670 ext. 700 or email   

Investment Advisor Representative with and Securities and Investment Advisory Services offered through Signator Investors, Inc (SII) member FINRA, SIPC and a Registered Investment Advisor. Securities are ·not NCUA insured ·not deposits, obligations of, or guaranteed by any credit union ·subject to investment risk, including the possible loss of principal amount invested.   Martin Federal Credit Union is not affiliated with SII. LD05360-05/15

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