Martin Federal Credit Union
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Member Services

Shared Services

If you're a Martin Federal Credit Union member who travels, or even just lives across town from our nearest location, you'll be pleased to know that Martin Federal Credit Union is part of a network of credit unions that share locations.

Here's how it works: You can visit a teller or member service representative at a Shared Services facility and they can access your MFCU account information and will process as many deposit, withdrawal, transfer, or loan payment transactions as you like. It's that easy!

Go to  to find the Co-Op Shared Branch location nearest you.

This network is perfect when you're out of town on business, vacationing, or for whatever reason. Plus, if you are relocating out of our area permanently, there is no need to leave your credit union. Whether you're retiring or taking a new job, we'll be there for you.

To download the Co-OpShared Services iPhone App Click Here

To download the Co-Op Shared Services Android App Click Here

Direct Deposit/Payroll Deduction

Eliminate unnecessary trips to the credit union and safely deposit money by having your paycheck, Social Security, or retirement check directly deposited into your checking or any other credit union account.

Overdraft Protection

For peace of mind, Martin Federal offers convenient overdraft protection to guard against the risk, embarrassment and charges of overdrawing your account. Best of all, overdraft protection is available at no cost to you! You may set up overdraft protection from any of your savings and/or money market accounts as well as a line of credit. * Transfer fees may apply.

Account Flex

Account Flex offers additional flexibility and convenience in managing member funds, and provides peace of mind knowing that checks may be paid up to the authorized overdraft limit. If you have questions about Account Flex, please call Member Services at (407)857-6328 or toll-free (866)294-6700.

Account Flex Disclosure

Notary Services

Notary services are available at every Martin Federal office.

Night Deposits

Night depositories are located at the Parkway office. Deposits post to your account the following business day.

Safe Deposit Boxes

A safe deposit box provides security that you need for important documents and personal items. Boxes are available at the Parkway office. A variety of box sizes are available from 3" X 5" to 10" X 10".

Check 21

What is the Check 21 Act?

The Check 21 Act is landmark legislation that took effect beginning October 28, 2004. It permits any person or entity who processes a check to create what the Act dubs a "substitute check"-a electronic reproduction (front and back) of the original check.

Automated Teller Machine (ATM)

No matter where you are, an ATM card gives you access to your money 24 hours a day. Use CU24, STAR, Presto, VCOM, CUHere and Plus networks to access your account. The CU24 Network is located at credit unions throughout the state of Florida. Deposits may be made through the CU24 network only. STAR and Presto networks are located nationwide at financial institutions and retail stores.

After Hours Member Services

Our friendly staff is available to assist you with any questions or concerns during normal business hours. Dial (407) 857-6328 or toll free (866) 294-6700 for assistance.


Members can sign certain types of loan and membership documents remotely. All you need is a valid email address and access to the internet.

Accidental Death and Dismemberment

As a member of the credit union age 18 or over, you are eligible to purchase Accidental Death and Dismemberment Insurance at fantastic rates! For questions about existing policies, call 800-252-2148 (8 a.m.-8 p.m.). Call us for more details or to receive an application!

Love My Credit Union

Through a partnership with MFCU and Love My Credit Union you are eligible for discounts, including Sprint and much more. Visit their website or download the app for your iPhone or Android here

Sprint IIA Talk About Savings
Download the app for your iPhone or Android


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